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Product liability insurance is insurance that provides coverage for businesses that manufacture or sell physical products in the event a product causes harm (like injuries or property damage) to an individual or another business. This guide will cover all of the information business owners need to know when buying product liability insurance. This guide will
Since 2012, student loans have had the highest delinquency rate of any form of consumer debt. And while recent data from the New York Fed suggests that student loan delinquency rates have declined during COVID-19 pandemic, this data actually reflects the effect of government forbearance programs. While a large share of student loans are currently
Since its peak in 1979, manufacturing employment in the U.S. has been on the decline, accelerating sharply around the turn of the century. Despite modest gains since 2010, the number of manufacturing jobs remains far below previous levels. According to data from the U.S. Bureau of Labor Statistics (BLS), manufacturing accounted for more than 13
When starting a small business, it can be difficult to know what insurance coverage is necessary to protect your company from the costs associated with legal liability, theft, property damage, and other unforeseen disasters. Depending on the industry, size, and location of a business, different types of insurance coverage may be necessary to ensure financial
The COVID-19 pandemic has sparked a surge in geographic mobility. According to Pew Research Center, 22 percent of adults in the U.S. have relocated during the pandemic or know someone who did. Interestingly, this reverses a longstanding trend in which Americans were staying put. Data from the U.S. Census Bureau shows that prior to COVID-19, Americans
According to a recent Pew Research Center report, children in the United States are more likely to live in a single-parent household than children in at least 129 other countries, including China, India, and all of Europe. Maintaining a household as a single parent presents a number of challenges, the largest of which for many
If you are in a situation in which family members, such as children or a spouse, depend on you for financial support, you may wish to purchase a life insurance policy. This guide will cover all of the basics of life insurance including the types of coverage, costs, how it works, and reviews of the
With fall nearly here, schools across the country are solidifying their reopening plans amidst the pandemic. Teachers are becoming the new frontline workers, and with the virus resurging in many communities, a majority of teachers are worried about exposure to COVID-19 while on the job. Nationally, data from the Bureau of Labor Statistics shows that median annual
As the fall quickly approaches, schools around the country are grappling with the best way to operate safely during the COVID-19 pandemic. Many school districts will start the year virtually, while others will open with a hybrid approach that combines face-to-face instruction with online learning. Even in areas where schools are open fully, many families
With the end of the year approaching, Americans are beginning to turn their attention towards tax season. In addition to $3.3 trillion in federal taxes, last year Americans paid $950.5 billion in state taxes distributed across sales, income, property, license, and other taxes. Across all states, sales and gross receipts taxes were the largest source of state
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