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Latest from Smartest Dollar

Tow truck insurance

The Best Tow Truck Insurance Companies for 2021

Commercial tow truck insurance protects businesses that generate income by transporting disabled vehicles. This guide will cover all the information that towing business owners and contractors should know when buying tow truck insurance, including what the insurance covers, how policies are structured, towing insurance rates, and how to compare insurance providers. Before getting into the

Shopping mall

The Best Product Liability Insurance Companies

Product liability insurance is insurance that provides coverage for businesses that manufacture or sell physical products in the event a product causes harm (like injuries or property damage) to an individual or another business. This guide will cover all of the information business owners need to know when buying product liability insurance. This guide will

Distressed student

States With the Most Student Loan Debt

Since 2012, student loans have had the highest delinquency rate of any form of consumer debt. And while recent data from the New York Fed suggests that student loan delinquency rates have declined during COVID-19 pandemic, this data actually reflects the effect of government forbearance programs. While a large share of student loans are currently

Manufacturing work

Cities With the Most Manufacturing Jobs

Since its peak in 1979, manufacturing employment in the U.S. has been on the decline, accelerating sharply around the turn of the century. Despite modest gains since 2010, the number of manufacturing jobs remains far below previous levels. According to data from the U.S. Bureau of Labor Statistics (BLS), manufacturing accounted for more than 13

Small businesses

The Complete Guide to Small Business Insurance for 2021

When starting a small business, it can be difficult to know what insurance coverage is necessary to protect your company from the costs associated with legal liability, theft, property damage, and other unforeseen disasters. Depending on the industry, size, and location of a business, different types of insurance coverage may be necessary to ensure financial

Boston cityscape with the State House

U.S. Cities With the Highest Cost-of-Living Adjusted Salaries

The COVID-19 pandemic has sparked a surge in geographic mobility. According to Pew Research Center, 22 percent of adults in the U.S. have relocated during the pandemic or know someone who did. Interestingly, this reverses a longstanding trend in which Americans were staying put. Data from the U.S. Census Bureau shows that prior to COVID-19, Americans

Child on Father's Shoulders Outside

Cities With the Most Single Parents

According to a recent Pew Research Center report, children in the United States are more likely to live in a single-parent household than children in at least 129 other countries, including China, India, and all of Europe. Maintaining a household as a single parent presents a number of challenges, the largest of which for many


The Best Life Insurance Companies for 2021

If you are in a situation in which family members, such as children or a spouse, depend on you for financial support, you may wish to purchase a life insurance policy. This guide will cover all of the basics of life insurance including the types of coverage, costs, how it works, and reviews of the


Cities With the Largest Teacher Pay Gap

With fall nearly here, schools across the country are solidifying their reopening plans amidst the pandemic. Teachers are becoming the new frontline workers, and with the virus resurging in many communities, a majority of teachers are worried about exposure to COVID-19 while on the job. Nationally, data from the Bureau of Labor Statistics shows that median annual

Stay-at-home parent

As Schools Reopen, These Are the Cities With the Fewest “Stay-at-Home” Parents

As the fall quickly approaches, schools around the country are grappling with the best way to operate safely during the COVID-19 pandemic. Many school districts will start the year virtually, while others will open with a hybrid approach that combines face-to-face instruction with online learning. Even in areas where schools are open fully, many families


The Biggest Source of Tax Revenue in Every State

With the end of the year approaching, Americans are beginning to turn their attention towards tax season. In addition to $3.3 trillion in federal taxes, last year Americans paid $950.5 billion in state taxes distributed across sales, income, property, license, and other taxes. Across all states, sales and gross receipts taxes were the largest source of state

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