General liability insurance is one of the primary commercial policies that businesses use to protect themselves against common lawsuits. Often referred to as commercial general liability insurance, or CGL insurance for short, this form of coverage helps businesses pay for the costs of defending or settling liability claims, usually related to personal injury or property
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A small or medium sized business faces a number of risks above and beyond trying to keep up with the competition. From liability for accidents such as slips and falls that occur on the company’s premises to lawsuits against a business by the general public to natural disasters or other events that disrupt the ability
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Since 2012, student loans have had the highest delinquency rate of any form of consumer debt. And while recent data from the New York Fed suggests that student loan delinquency rates have declined during COVID-19 pandemic, this data actually reflects the effect of government forbearance programs. While a large share of student loans are currently
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According to a recent Pew Research Center report, children in the United States are more likely to live in a single-parent household than children in at least 129 other countries, including China, India, and all of Europe. Maintaining a household as a single parent presents a number of challenges, the largest of which for many
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With fall nearly here, schools across the country are solidifying their reopening plans amidst the pandemic. Teachers are becoming the new frontline workers, and with the virus resurging in many communities, a majority of teachers are worried about exposure to COVID-19 while on the job. Nationally, data from the Bureau of Labor Statistics shows that median annual
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With the end of the year approaching, Americans are beginning to turn their attention towards tax season. In addition to $3.3 trillion in federal taxes, last year Americans paid $950.5 billion in state taxes distributed across sales, income, property, license, and other taxes. Across all states, sales and gross receipts taxes were the largest source of state
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